![]() ![]() ![]() And unless the vehicle in front deliberately stops suddenly, it usually is the trailing driver’s fault. The trailing driver is always expected to keep a proper distance from the vehicle in front of them. This particular scam is quite effective because when an insurance company or a court looks at a rear-end accident, they almost always hold the rear driver–in this scenario, you–responsible. The driver watches until you are momentarily distracted and then slams on their brakes, forcing you to brake and strike them from behind suddenly. Basically, the scammers put a bunch of people in a car. One example of this type of hard fraud is the so-called “panic stop” accident. So even if the injuries are real, it is due to the fact the accuser deliberately tried to cause an accident and then blame you. Hard fraud, in contrast, involves a claim that is more or less completely fraudulent or staged. Sometimes soft fraud can also involve an accuser trying to pin an injury from a prior accident on you. But they are clearly “playing up” their relatively minor injuries, creating exaggerated personal injury claims in the hopes of getting a stronger settlement offer from your insurance company. In soft fraud cases, the accuser may still have a valid claim against you for some damages. This is basically the person who walks away from the accident scene looking fine, but then later claims they suffered a “soft tissue” injury that is difficult to precisely quantify. Soft fraud is the more common type of false car accident claim that you are likely to face. Soft Fraud: exaggerating damages or injuries sustained in a car accident to receive a higher insurance payout.Īlthough we use the term “fraud” to broadly describe false accident claims, it is more accurate to talk about hard fraud and soft fraud when it comes to these cases.Hard Fraud: intentionally causing or staging a car accident to collect insurance money.There are two types of car insurance fraud that are known as hard fraud and soft fraud: In any event, when you are faced with what you believe to be a false auto accident claim, it is important to remain calm and understand your legal right and responsibilities.īOOK YOUR FREE CONSULTATION NOW What is Hard Fraud and Soft Fraud? Perhaps you even know about a case of full-scale fraud–one where the accident may have been deliberately staged to create a personal injury claim. We have all heard of situations where people exaggerate injuries from a car accident to try and obtain a more favorable insurance settlement. In other cases, however, you may be the victim of attempted insurance fraud. Sometimes people act before they are in full possession of the facts. Speak with a Nevada Car Accident Lawyer Today.Will My Insurance Company Defend Me Against a False Accident Claim?.Steps to Take to Protect Against False Accident Claims. ![]()
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